Interested in applying for finance? It’s not always easy knowing how to apply or even if your eligible for our finance scheme, so we are here to help with an online guide on finance. What you need to be eligible, how to apply and everything else you need to know about the scheme.

 We offer you the option to pay off your purchase over 6, 10 or 12 months with our 0% finance or pay over 24 or 36 months with 14.9% interest. You can spread the cost easily with monthly payments and a small deposit of 10%. Our finance products are offered by Close Brothers and range from £300 to £25,000.

Now for the first step, are you eligible?

 There are only a few requirements to be accepted for our finance scheme, firstly you need to be 18 or over and employed at least 16 hours per week. This includes self employment or in a permanent residence with your spouse/partner who is in regular employment.

 You need a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies and you can make regular direct debit payments. You must be a permanent UK resident and able to supply a UK address history for the last 3 years.

 You will need to have a household income of £12k or more per annum, and lastly a debit card or credit card in your name and registered to your address and have a bank or building society current account.

 Its important to note that applications from students (unless employed at least 16 hours per week) or unemployed single house persons will not be considered. You also need not apply if you have been declined credit in the last 60 days as your application with be automatically pre-declined.

Step two, application.

 After checking that you are eligible you may now apply, it’s a very simple process that we will talk you through. First add your desired products to your basket and click process to checkout. During the checkout process choose the Close Brothers finance option. Choose your desired deposit amount (10-15%), your payment plan and complete the online credit application form. Be sure to carefully read the agreement and related information as well as checking your details are all correct.

 When your happy to continue you can sign the agreement online, add an electronic signature and click proceed. Your application will be sent of to the finance company for a decision, this will be instant. If approved you will be asked to pay the deposit online, once accepted we will be authorised to proceed with your order.

 This will typically take a few minutes to complete and once sent off the finance company will respond within 10 seconds; some applications may take longer if for any reason they cannot give you an instant decision. An email will be sent to you as soon as a decision is made.  

Hopefully this guide has been of help to you, if you are still unsure head over to for more information. If you are looking to speak to someone about your application do not hesitate to contact us via Live Chat, email or phone.